Our Team

Howard C. Richardson, CFP®, CMFC, is a founding partner and President of Investment Management & Planning, LLC. He has over 30 years of experience in the financial advisory profession.

Howard received his Certified Financial Planner ™ designation from the College of Financial Planning in 1997. He also is a Chartered Mutual Fund Counselor (CMFC).

In addition, Howard has also completed the FINRA series 7 and 63 Securities examinations, the FINRA Series 24 General Securities Principal Examination, and the FINRA Series 65 Investment Advisory Examination and holds those through LPL Financial.

Howard practices comprehensive financial planning with an emphasis on retirement and estate planning. 

Howard lives with his wife Stephani, has one son, Will that graduated from The Citadel University and with their Dogo Argentino named Fintan and German Shepard named Dak. In his personal time, Howard enjoys playing golf, traveling to warm places and going to the beach.

John M. Abood, CFP® joined Investment Management & Planning, LLC in April 2003, following five years as a Premier Partner with Jefferson Pilot Securities Corporation. He began his financial planning career with American Express Financial Advisors.

John focuses his practice in the areas of retirement, estate planning and generational wealth transfer. Additionally, John works with small business owners to find strategies to issues involving ownership transition, succession planning and benefit maximization. By concentrating his efforts in these often complex and sensitive areas, John believes he can provide clients the highest level of expertise and personalized service. Additionally, John is a proponent of the emerging concept of “life planning,” helping clients and their families understand and address the potential impact of wealth accumulation and its distribution.

As a Certified Financial Planner ™, John upholds the highest professional standards for financial planning, knowledge, continuing education, client service and ethics. He is a Registered Representative through LPL Financial and holds several insurance licenses.

John holds a Bachelor’s Degree from East Stroudsburg (PA) University, and has done extensive graduate work at the University of Pennsylvania. He is a member of the Financial Planning Association.

John and his wife, Cindy, live in Wilmington, DE. His leisure time activities include golf, tennis, cooking and reading.

Jeffrey H. MacDonald, CFP® joined Investment Management & Planning, LLC in July 2010 to best serve his clients as an independent financial advisor and planner. Prior to that, he was a Financial Advisor at Wells Fargo Advisors from February of 2008 through July 2010, and a successful engineer & business manager for over 20 years.

As a Certified Financial Planner®, Jeff upholds the highest professional standards for financial planning, knowledge, continuing education, client service and ethics.  Jeff is a Chartered Financial Consultant® (ChFC).

Jeff believes in a holistic approach to financial planning. It’s not about the money – it’s about the goal of protecting your family and living a good life. Only by understanding a client’s complete financial picture can you make the appropriate recommendations on investments, manage risk, and develop a plan of action to help a client pursue their life goals.

Jeff maintains the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combined State Law) registrations held through LPL Financial. He is also licensed in the appropriate states for the following lines of insurance: Accident & Health, Life, Variable Annuity, and Long-Term Care.

Jeff earned a Bachelor of Science degree in Chemical Engineering from the University of Delaware in 1983, and a Masters of Business Administration degree from Drexel University in 1998. He is a member of the Financial Services Institute.

Jeff and his wife, Paula, live in Sanibel, Florida. In his personal time, Jeff enjoys fishing, home improvement projects and chasing his grand-daughters.